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by | Feb 27, 2026

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National Bank of Pakistan Profits Surge by 224%









On February 25, 2026, the National Bank of Pakistan (NBP) reported a historic financial performance for the year 2025, with profit after tax soaring to Rs 85.88 billion. This represents a massive 224% increase compared to the Rs 26.5 billion earned in 2024. The bank’s earnings per share jumped to Rs 39.97, driven primarily by improved Net Interest Income and a significant reduction in interest expenses, which fell by 42% year-on-year.

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In a move that surprised the market, NBP announced its highest-ever dividend of Rs 35 per share, representing a 350% payout. Financial analysts noted that while minority shareholders will benefit, the primary beneficiary is the Government of Pakistan. Through the State Bank’s majority stake, the national treasury is expected to receive approximately Rs 56 billion in cash payouts, providing a substantial boost to fiscal receipts.

The bank’s total income rose to Rs 318.25 billion, supported by a 168% increase in foreign exchange income and a 19% rise in fee-based earnings. Despite a 52% drop in gains from securities, the bank’s overall efficiency improved significantly. NBP also contributed heavily to the national exchequer through taxes, paying Rs 93.90 billion in 2025. This performance is being hailed as a sign of an improving earnings cycle within Pakistan’s broader banking sector and a major boost for investor confidence.

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